Tuesday, September 23, 2025

Thangamayil Jewellery Investment Plans

 

1. Thangamayil Gold Saving Scheme

  • Customers deposit a fixed monthly installment for a chosen tenure (commonly 11 months).
  • At the end of the tenure, the accumulated amount can be redeemed for gold jewellery.
  • Benefits often include discounts on making charges or wastage charges.
  • Helps customers systematically save for weddings, festivals, or personal jewellery purchases.

2. Advance Gold Booking Plan

  • Customers can book gold in advance by paying a fixed amount monthly.
  • The gold rate is locked at the time of booking, protecting against price fluctuations.
  • At maturity, customers can purchase jewellery at the booked rate, regardless of market changes.

3. Gold Weight Accumulation Plan

  • Instead of saving money, customers accumulate gold weight every month.
  • The equivalent gold weight is credited based on the prevailing rate at the time of payment.
  • At the end of the plan, customers can redeem the accumulated gold weight for ornaments.

4. Diamond and Silver Saving Plans

  • Similar to gold saving schemes but focused on diamond or silver jewellery.
  • Customers pay monthly installments and redeem them for diamond or silver ornaments at maturity.
  • May include special discounts or offers during redemption.

5. Festival & Wedding Savings Plans

  • Tailored for customers planning weddings or major festivals.
  • Flexible installment options with attractive benefits like reduced making charges.
  • Ensures customers can buy jewellery during peak demand seasons without financial strain.


6. Digital Gold Investment

  • Customers can invest in small amounts of digital gold through Thangamayil’s online platform.
  • Gold is stored securely in digital form and can be redeemed as physical gold or jewellery later.
  • Provides flexibility and convenience for modern investors.


Key Benefits of Thangamayil Jewellery Plans

  • Systematic savings for jewellery purchases.
  • Protection against gold price fluctuations.
  • Discounts on making charges and wastage.
  • Flexible redemption options in jewellery.
  • Trusted brand with transparent policies.


Considerations Before Joining

  • Understand the tenure and installment requirements.
  • Check redemption conditions (jewellery only, not cash).
  • Compare benefits across different schemes.
  • Ensure timely payments to maximize benefits.

Thursday, April 25, 2013

Akshaya Tritiya Gold Savings Scheme Gold Jewellery Savings Scheme in Tamilnadu


Gold is a favourite metal for Indian women. They love to wear jewels made of gold ornaments. Tamilnadu women are also very fond of gold jewellery. There seems to be a heavy rush in all the jewellery shops in Tamilnadu when gold prices were down. Gold is also a best investment and people buy gold either as a jewellery or invest in gold stocks. You can buy gold this Akshaya Trithya to get good benefits. Below you can find important jewellery shops and the gold savings scheme they offer in detail.

GRT Gold savings Scheme

Scheme Name: GRT Gold Tree Jewellery Saving Scheme
Scheme Period: 15 months
Monthly Installment Amount: Rs. 500/- to Rs. 10,000/-
Special offer: 
- You pay for only 14 months and they pay the last installment.
- A gift article or cash incentive worth Rs. 200/-


Malabar Gold savings Scheme

Scheme Name: Malabar Gold saving Scheme
Scheme Period: Maximum 36 months
Monthly Installment Amount: Rs. 500/- or its multiples.
Special offer: 
- You get a bonus at the rate of 6% per annum.
- Special discounts on making charges on completion of scheme.
- 3 months and 3 installments has to be completed to avail the benefits.

Prince Jewellery Gold savings Scheme

Scheme Name: Swarna Vaibhav Gold saving Scheme
Scheme Period: 15 months
Monthly Installment Amount: Rs. 1000/- or in multiples of Rs. 1000/-
Special offer:
- No wastage upto 18% for plain jewellery
- No making charges for the gold purchased at the maturity of the scheme
- You can join the scheme online by visiting their website.

Joy Alukkas Gold savings Scheme

Scheme Name: Swarnanidhi Gold saving Scheme
Scheme Period: 18 months
Monthly Installment Amount: Rs. 1000/- or in multiples of Rs. 1000/-
Special offer:
- Customers get invested amount plus twice the subscribed amount on completion of the scheme

Nathella Gold savings Scheme

Scheme Name: Nathella Gold saving Scheme
Scheme Period: 12 months
Monthly Instalment Amount: 
1) Nathella Saving Scheme I Monthly Amount Plan: monthly pay Rs. 1000/- or in multiples of Rs. 1000/- for 12 months.
2) Nathella Saving Scheme II Fixed Weight Plan: monthly installment 1 gm and get value of 12 gms after 12 months
3) Nathella Saving Scheme III Fixed Amount Plan: monthly installment 0.363 gms and get value of 4.36 gms after 12 months.
Special offer:
- You can either buy jewellery or gold coins at the end of the scheme

Little Nathella Gold savings Scheme

Scheme Name: Little Birthday Gold Saving Plan
Scheme Period: 5 years
Monthly Installment Amount: 1 gm per month
Special offer:
- 5 gms gold coin free at the end of 5 years.

Kerala Jewellers Gold savings Scheme

Scheme Name: Swarnavarsha Gold Saving Plan
Scheme Period: 12 or 18 months
Monthly Instalment Amount: Rs. 1000/-

Saravana Stores Thanga Nagai Maaligai Gold savings Scheme

Scheme Name: My Gold Saving Scheme
Scheme Period: 15 months
Monthly Installment Amount: Five groups - Rs. 500, 1000, 5000, 10000, 25000
Special offer:
- Incentive and bonus will be added to the total amount at the end of 15 months.

Tanishq Gold savings Scheme

Scheme Name: Golden Harvest Scheme
Scheme Period: 12 months
Monthly Installment Amount: Rs. 500/- and multiples of Rs. 500/-
Special offer:
- You pay for only 11 months and they pay the last installment.

Vummidi Bangaru Jewellers Gold savings Scheme

Scheme Name: Wealth Starter Gold Plan
Scheme Period: 15 months
Monthly Installment Amount: Three groups - Rs. 2500, 5000, 10000/-
Special offer:
- Special discount at the end of the scheme.

Lalitha Jewellery Gold savings Scheme

Scheme Name: Free Gold Plan
Scheme Period: 19 months
Monthly Instalment Amount: Five groups - Rs. 1000, 2000, 5,000, 10000, 15000
Special offer:
- You pay for only 18 months and they pay the last installment.