1. Thangamayil Gold Saving Scheme
- Customers deposit a fixed monthly installment for a chosen tenure (commonly 11 months).
- At the end of the tenure, the accumulated amount can be redeemed for gold jewellery.
- Benefits often include discounts on making charges or wastage charges.
- Helps customers systematically save for weddings, festivals, or personal jewellery purchases.
2. Advance Gold Booking Plan
- Customers can book gold in advance by paying a fixed amount monthly.
- The gold rate is locked at the time of booking, protecting against price fluctuations.
- At maturity, customers can purchase jewellery at the booked rate, regardless of market changes.
3. Gold Weight Accumulation Plan
- Instead of saving money, customers accumulate gold weight every month.
- The equivalent gold weight is credited based on the prevailing rate at the time of payment.
- At the end of the plan, customers can redeem the accumulated gold weight for ornaments.
4. Diamond and Silver Saving Plans
- Similar to gold saving schemes but focused on diamond or silver jewellery.
- Customers pay monthly installments and redeem them for diamond or silver ornaments at maturity.
- May include special discounts or offers during redemption.
5. Festival & Wedding Savings Plans
- Tailored for customers planning weddings or major festivals.
- Flexible installment options with attractive benefits like reduced making charges.
- Ensures customers can buy jewellery during peak demand seasons without financial strain.
6. Digital Gold Investment
- Customers can invest in small amounts of digital gold through Thangamayil’s online platform.
- Gold is stored securely in digital form and can be redeemed as physical gold or jewellery later.
- Provides flexibility and convenience for modern investors.
Key Benefits of Thangamayil Jewellery Plans
- Systematic savings for jewellery purchases.
- Protection against gold price fluctuations.
- Discounts on making charges and wastage.
- Flexible redemption options in jewellery.
- Trusted brand with transparent policies.
Considerations Before Joining
- Understand the tenure and installment requirements.
- Check redemption conditions (jewellery only, not cash).
- Compare benefits across different schemes.
- Ensure timely payments to maximize benefits.
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