Tuesday, September 23, 2025

Thangamayil Jewellery Investment Plans

 

1. Thangamayil Gold Saving Scheme

  • Customers deposit a fixed monthly installment for a chosen tenure (commonly 11 months).
  • At the end of the tenure, the accumulated amount can be redeemed for gold jewellery.
  • Benefits often include discounts on making charges or wastage charges.
  • Helps customers systematically save for weddings, festivals, or personal jewellery purchases.

2. Advance Gold Booking Plan

  • Customers can book gold in advance by paying a fixed amount monthly.
  • The gold rate is locked at the time of booking, protecting against price fluctuations.
  • At maturity, customers can purchase jewellery at the booked rate, regardless of market changes.

3. Gold Weight Accumulation Plan

  • Instead of saving money, customers accumulate gold weight every month.
  • The equivalent gold weight is credited based on the prevailing rate at the time of payment.
  • At the end of the plan, customers can redeem the accumulated gold weight for ornaments.

4. Diamond and Silver Saving Plans

  • Similar to gold saving schemes but focused on diamond or silver jewellery.
  • Customers pay monthly installments and redeem them for diamond or silver ornaments at maturity.
  • May include special discounts or offers during redemption.

5. Festival & Wedding Savings Plans

  • Tailored for customers planning weddings or major festivals.
  • Flexible installment options with attractive benefits like reduced making charges.
  • Ensures customers can buy jewellery during peak demand seasons without financial strain.


6. Digital Gold Investment

  • Customers can invest in small amounts of digital gold through Thangamayil’s online platform.
  • Gold is stored securely in digital form and can be redeemed as physical gold or jewellery later.
  • Provides flexibility and convenience for modern investors.


Key Benefits of Thangamayil Jewellery Plans

  • Systematic savings for jewellery purchases.
  • Protection against gold price fluctuations.
  • Discounts on making charges and wastage.
  • Flexible redemption options in jewellery.
  • Trusted brand with transparent policies.


Considerations Before Joining

  • Understand the tenure and installment requirements.
  • Check redemption conditions (jewellery only, not cash).
  • Compare benefits across different schemes.
  • Ensure timely payments to maximize benefits.

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