Tuesday, September 23, 2025

Post Office Savings Schemes

 The Post Office Savings Schemes are government-backed small savings schemes in India, designed to encourage savings among people while offering safe returns. They are popular because they are secure, backed by the Government of India, and provide steady interest rates.



Here’s a quick breakdown of the main Post Office Savings Schemes:


1. Post Office Savings Account
  • Works like a regular bank savings account.
  • Minimum balance required: ₹500.
  • Interest rate: Around 4% per annum (taxable).
  • Provides cheque and ATM facilities.


2. Post Office Recurring Deposit (RD)
  • Tenure: 5 years.
  • Monthly deposits start from ₹100.
  • Interest is compounded quarterly.
  • Good for disciplined small savings.


3. Post Office Time Deposit (TD)
  • Tenure options: 1, 2, 3, or 5 years.
  • Interest rates vary depending on tenure.
  • 5-year TD qualifies for tax deduction under Section 80C.


4. Post Office Monthly Income Scheme (MIS)
  • Tenure: 5 years.
  • Minimum investment: ₹1,000.
  • Maximum: ₹9 lakh (single) / ₹15 lakh (joint).
  • Provides fixed monthly interest payout.


5. Senior Citizens Savings Scheme (SCSS)
  • For individuals above 60 years.
  • Tenure: 5 years (extendable by 3 years).
  • Maximum investment: ₹30 lakh.
  • Interest paid quarterly.
  • Eligible for tax benefits under Section 80C.


6. Public Provident Fund (PPF)
  • Tenure: 15 years (extendable in blocks of 5 years).
  • Minimum deposit: ₹500 per year.
  • Maximum: ₹1.5 lakh per year.
  • Interest is tax-free.
  • Eligible for Section 80C tax deduction.


7. National Savings Certificate (NSC)
  • Tenure: 5 years.
  • Minimum investment: ₹1,000.
  • Interest compounded annually but paid at maturity.
  • Eligible for Section 80C tax deduction.


8. Kisan Vikas Patra (KVP)
  • Doubles your investment in a fixed period (around 115 months currently).
  • Minimum investment: ₹1,000.
  • No maximum limit.
  • Not eligible for tax benefits.


Why choose Post Office Schemes?

  • Government-backed = very safe.
  • Suitable for conservative investors.
  • Options for short-term, medium-term, and long-term savings.
  • Some schemes offer tax benefits.

Thangamayil Jewellery Investment Plans

 

1. Thangamayil Gold Saving Scheme

  • Customers deposit a fixed monthly installment for a chosen tenure (commonly 11 months).
  • At the end of the tenure, the accumulated amount can be redeemed for gold jewellery.
  • Benefits often include discounts on making charges or wastage charges.
  • Helps customers systematically save for weddings, festivals, or personal jewellery purchases.

2. Advance Gold Booking Plan

  • Customers can book gold in advance by paying a fixed amount monthly.
  • The gold rate is locked at the time of booking, protecting against price fluctuations.
  • At maturity, customers can purchase jewellery at the booked rate, regardless of market changes.

3. Gold Weight Accumulation Plan

  • Instead of saving money, customers accumulate gold weight every month.
  • The equivalent gold weight is credited based on the prevailing rate at the time of payment.
  • At the end of the plan, customers can redeem the accumulated gold weight for ornaments.

4. Diamond and Silver Saving Plans

  • Similar to gold saving schemes but focused on diamond or silver jewellery.
  • Customers pay monthly installments and redeem them for diamond or silver ornaments at maturity.
  • May include special discounts or offers during redemption.

5. Festival & Wedding Savings Plans

  • Tailored for customers planning weddings or major festivals.
  • Flexible installment options with attractive benefits like reduced making charges.
  • Ensures customers can buy jewellery during peak demand seasons without financial strain.


6. Digital Gold Investment

  • Customers can invest in small amounts of digital gold through Thangamayil’s online platform.
  • Gold is stored securely in digital form and can be redeemed as physical gold or jewellery later.
  • Provides flexibility and convenience for modern investors.


Key Benefits of Thangamayil Jewellery Plans

  • Systematic savings for jewellery purchases.
  • Protection against gold price fluctuations.
  • Discounts on making charges and wastage.
  • Flexible redemption options in jewellery.
  • Trusted brand with transparent policies.


Considerations Before Joining

  • Understand the tenure and installment requirements.
  • Check redemption conditions (jewellery only, not cash).
  • Compare benefits across different schemes.
  • Ensure timely payments to maximize benefits.

Saturday, September 20, 2025

Purattasi Lord Perumal Thaligai Recipes 2025

  Purattasi Month is very special for Hindus and they perform poojas to Lord Vishnu. On this day they perform pooja by offering God with many varieties of rice recipe and light maavilakku. Here I have shared you the recipes for making Purattasai Thaligai.

Puratassi Sani Thaligai


 Check the link to view : Sakkarai Pongal Recipe.

sarkkarai pongal


Check the link to view: Kovil Puliyodharai





 Check the link to view :
Kondaikadalai Sundal




 Check the link to view :  Karuppu kadalai Sundal



 Check the link to view : Masala Vada


 Check the link to view : Coconut Rice



 Check the link to view: Maavillakku Lamp


Check the link to view: Medu Vada


Check the link to view: Semiya Payasam



Check the link to view: Semiya Javvarisi Payasam



Thursday, September 18, 2025

Navarathri Sundal Recipes | Navarathri 9 day 9 Sundal Recipes | Navarathri Golu 2025

 Navaratri is an Indian festival observed in honor of Goddess Durga. This year the Golu celebration, will begin on Monday September 22nd, 2025 and ends on October 2, 2025, with VijayadashamiGolu involves setting up decorated dolls and figurines on steps to honor the divine forms of  with the display typically taken down after the festival. Daily Poojas are performed and for 9 days 9 sundal varieties are prepared for Neiveidyam and offered to the guests.  Sundal is one of the most popular healthy snack recipe which is offered as prasadam in most of the South Indian temples and also offered during poojas to God in almost all type of festivals. This is mainly prepared during Navratri festivalVinayagar ChathurtiPuratasi month Saturdays, etc.



 Navarathri Sundal Recipes


1. Kondaikadalai Sundal:

 Chole or Chickpeas Sundal is one of the healthy and tasty recipe prepared on all special festivals. This is offered to the Goddess as neiveidyam on Navaratri festival. This is prepared as prasadam and given to the guests for Navarathri Golu. This can also be prepared as a healthy evening snack because it is rich in proteins. Good for growing kids and even for diabetic patients if they avoid coconut here in this recipe.

Ingredients for making Kondakadalai Sundal


1 cup kondakadalai
2 green Chillies
1/2 cup Grated Coconut
1/2 cup raw mango
A sprig of Curry leaves
A pinch hing
1 tsp Oil
1/2 tsp Mustard Seeds
1/2 tsp Urad dal
Salt as Needed.

Method for making Kondakadalai Sundal

  1. Wash and soak the Channa in water overnight or for 6 to 8 hours.
  2. Pressure cook the channa with little salt till it becomes soft. Allow 4 to 5 whistles in cooker.
  3. Heat the oil in a pan, splutter the mustard seeds, add hing, curry leaves, finely chopped raw mango and green chillies and saute well, then add the grated coconut and saute well.
  4. Next add the cooked kondaikadalai and mix well with the fried contents.
  5. The delicious and yummy kondakadalai sundal is ready to be served for guests.

2. Gram Dhal Sundal:

This is one of the healthy Sundal varieties which can be prepared very quickly. This can be prepared during Navaratri and can be served to the guests. This sundal is easy because it does not need to be soaked in water overnight.




Ingredients needed for making Gram Dhal Sundal 

Kadalai Paruppu - 1 Cup
Green Chilli - 1
Red Chilli - 1
Salt - to Taste
Grated Cocunut - 1/2 cup
Grated Carrot - 1/2 cup

For Seasoning:
Oil - 1 teaspoon
Mustard seeds - 1 teaspoon
A sprig of curry leaves
A pinch of Asafoetida

Method for making Gram Dhal Sundal 

1. Cook the Bengal gram dhal in a pressure cooker till it becomes soft.

2. Heat oil in a pan, splutter the mustard seeds, add the curry leaves, green chillies and asafoetida.

3. Add the cooked gram dhal to the above mixture and saute well.

4. Now add the grated coconut and carrot and mix well.

Now the yummy Kadalai Parrupu Sundal is ready for Navrathri.

3. Karuppu Kondakadalai Sundal

This karuppu kadalai sundal is good for diabetic people and also for people who want to lose their weight if done without coconut  Try this and enjoy.

Karuppu Kondai Kadalai Sundal - Black Channa Sundal - Healthy Sundal for Kids - Festival Recipe
Karuppu Kondai Kadalai Sundal 


Ingredients for making Black Channa / Karuppu Kadalai Sundal

Black Channa - 3/4 cup
Urad Dhal - 2 tsp.
Channa Dal - 1/2 tsp.
Red Chillies - 2
Mustard seeds - 1 tsp.
Grated coconut - 1 tbsp.
A sprig of Curry Leaves
A pinch of Asafoetida
Salt as required.


Method for making Black Channa / Karuppu Kadalai Sundal


1. Soak channa overnight or atleast for 8 hours. Then pressure cook the channa adding a pinch of turmeric powder and required salt.

2. Dry roast the I tsp of Urad dal and channa dal along with 1 red chilli.

3. Next grind this along with a tbsp of grated coconut.

4. Heat oil in a kadai add mustard seeds, urad dhal allow it to crackle. Then add a pinch of asafoetida, curry leaves and red chillies saute for a minute.

5. Next add the cooked channa and mix well.

6. Now add the ground mixture and saute well till it gets blended well with the sundal.


Now the Karuppu Kadalai Sundal is ready to be served with any variety rice recipe.

 4. Karamani Sundal or Black Eyed Peas Sundal

One of the healthy and tasty evening special recipe good for diabetic people. This is offered to the Goddess as neiveidyam on Navaratri festival. This is prepared as prasadam and given to the guests for Navarathri Golu. This can also be prepared as a healthy evening snack because it is rich in proteins. Good for growing kids and even for diabetic patients if they avoid coconut here in this recipe.

Karamani Sundal

Ingredients for making Karamani Sundal

1 cup white Karamani
1 tsp. turmeric powder
2 red chillies
2 green chillies
1/2 cup Grated Coconut
1 tbsp. grated ginger
1/2 cup Raw mango
A sprig of Curry leaves
A pinch hing
1 tsp Oil
1/2 tsp Mustard Seeds
1/2 tsp Urad dal
Salt as Needed.

Method for making Karamani Sundal

  1. Wash and soak the karamani in water overnight or for 6 to 8 hours.
  2. Pressure cook the karamani with little salt and turmeric powder till it becomes soft. Allow 2 to 3 whistles in cooker.
  3. Heat the oil in a pan, splutter the mustard seeds, add hing, curry leaves, grated ginger, finely chopped green chillies, finely chopped raw mango and red chillies and saute well, then add the grated coconut and saute well.
  4. Next add the cooked Karamani and mix well with the fried contents.
  5. The delicious and yummy Karamani sundal is ready to be served for guests.

 5. Red Lobia / Black eyed peas / Karamani sundal


one of the healthy evening snack recipe good for people of all ages. I have given you a new version of Karamani sundal which can be taken as a evening snack or even during lunch time along with the meals. Boiled karamani is mixed with grated coconut and green chillies to make it more spicier and yummy.

Click here to view more Sundal Recipes


Karamani Sundal



Ingredients for making Black eyed beans / Lobia / Karamani sundal


Black eyed peas / Lobia / Red Karamani - 3/4 cup
Split Urad Dhal - 2 tsp.
Red Chillies - 2
Mustard seeds - 1 tsp.
Grated Ginger - 2 tbsp.
Green Chillies - 2 nos.
Grated coconut - 1 tbsp.
A sprig of Curry Leaves
A pinch of turmeric powder
A pinch of Asafoetida
Chopped coriander leaves - 2 tbsp.
Salt as required.

Method for making Black eyed beans / Lobia / Karamani sundal


1. Soak Karamani / Lobia overnight or atleast for 3 hours. Then pressure cook adding a pinch of turmeric powder and required salt.

2. Heat oil in a kadai add mustard seeds, urad dhal allow it to crackle. Then add a pinch of asafoetida, curry leaves and red chillies saute for a minute.

3. Next add the green chillies, curry leaves, grated ginger and saute well.

4. Now add the cooked karamani and saute well till it gets blended well.

5. Now add the grated coconut and chopped coriander leaves saute well for a minute and switch off the flame.


Now the Karamani Sundal is ready to be served with any variety rice recipe.

6.  Verkadalai Sundal or Peanut Sundal

One of the healthy and tasty recipe prepared as evening snack or on all special festivals. This is offered to the Goddess as neiveidyam on Navaratri festival. This is prepared as prasadam and given to the guests for Navarathri Golu.  Good for growing kids and even for elderly people. Helps to reduce the risk of cancer, heart disease and diabetes. 

Tastes Yummy with Kovil Puliyodharai

Click here for more Navarathri Festival Recipes

Peanut Sundal



Ingredients for making Peanut Sundal

1 cup Raw peanut / Verkadalai
2 Green Chillies
1/2 cup Grated Coconut
1/2 cup Raw mango
A sprig of Curry leaves
A pinch hing
1 tsp Oil
1/2 tsp Mustard Seeds
1/2 tsp Urad dal
Salt as Needed.

Method for making Peanut Sundal 

1. Wash and soak the raw peanuts in water for 3 hours or overnight.

2. Pressure cook the peanuts with the required amount of salt and water for  3 to 5 whistles.

3. Heat the oil in a pan, splutter the mustard seeds, add hing, curry leaves, finely chopped raw mango and green chillies and saute well, then add the grated coconut and saute well.

4. Next add the boiled peanuts and mix well with the fried contents.

The delicious and yummy Peanut sundal is ready to be served for guests.

Variation: You can also replace raw mango with grated carrot.

7. Green peas Sundal or Pachai Pattani Sundal 


Healthy and tasty recipe prepared on all special festivals. Good for growing kids and even for diabetic patients if they avoid coconut here in this recipe.

Tastes Yummy with Kovil Puliyodharai

Click here for more Navarathri Festival Recipes


Ingredients for making Green Peas Sundal

1 cup Green Peas
2 red Chillies
1/2 cup Grated Coconut
1/2 cup Raw mango
A sprig of Curry leaves
A pinch hing
1 tsp Oil
1/2 tsp Mustard Seeds
1/2 tsp Urad dal
Salt as Needed.

Method for making Green Peas Sundal

  1. Wash and soak the Green Peas in water overnight or for 6 to 8 hours.
  2. Pressure cook the Green Peas with little salt till it becomes soft. Allow 2 to 3 whistles in cooker.
  3. Heat the oil in a pan, splutter the mustard seeds, add hing, curry leaves, finely chopped raw mango and red chillies and saute well, then add the grated coconut and saute well.
  4. Next add the cooked Green Peas and mix well with the fried contents.
  5. The delicious and yummy Green Peas sundal is ready to be served for guests.
Variation: You can also replace raw mango with grated carrot.

8. Sweet Corn Sundal

Healthy sundal variety which tastes good when compared to the regular sundal varieties. Read the recipe and get to know how to make spicy sweet corn sundal.


Ingredients needed for making sweet Corn Sundal

Sweet corn - 1 cup
Grated coconut - 2 tbsp.
Pepper powder - 1tsp.
Crushed coriander seeds - 1 tsp.
Salt as required.

For seasoning
Oil - 1 tsp.
Mustard seeds - 1/2 tsp.
Urad dal (split) -1/2 tsp.
Red chilli - 1
Hing - a pinch
A sprig of Curry leaves

Method for making Sweet Corn Sundal

1. Wash the sweet corn in water and steam cook this till it gets cooked.

2. Heat oil in apan, splutter the mustard seeds, add urad dal, red chilli, curry leaves and hing.

3. Add the cooked corn and mix well. Then add the required amount of salt, coriander seeds and pepper and mix well.

4. Next add the grated coconut and mix well.

Sweet corn sundal is ready to be served.

9. Green Moong dal Sundal


 This can also be served as a evening snack. Try this and enjoy with your family.

Ingredients for making Green Moong dal Sundal
Green Moong dal - 1 Cup
Salt - to Taste
Grated Cocunut - 1 teaspoon
Grated Raw Mango - 1/2 cup

For Seasoning:
Oil - 1 teaspoon
Mustard seeds - 1 tsp.
Urad dhal - 1 tsp.
Red Chilli - 1
A sprig of Curry leaves
A pinch of Asafoetida

Method for making Green Moong dal Sundal

1. Wash the green gram dhal and soak in water for 4 hours. Pressure cook the soaked dhal with water for 3 whistles.

2. Heat oil in a pan, splutter the mustard seeds, add urad dal, red chilli
and fry till it becomes brown. Next add the curry leaves and a pinch of asafoetida.

3. To the above mixture add the cooked Green Moong dal and mix well.

4. Now add the grated cocunut and mango and saute well.

Now the tasty healthy Green Moong dal sundal is ready for Navrathri Kollu.
 

Friday, April 29, 2022

Akshaya Tritiya Auspicious Timings & Date | How to celebrate Akshaya Tritiya the Gold Rush Day

Akshaya Tritiya is one of the auspicious day which is celebrated by the hindus all over the world. It is believed that one should buy at least a gram of gold. People believe that buying gold brings prosperity and wealth throughout their lives.  Akshaya Tritiya is a Sanskrit word. The meaning of 'Akshaya'  is eternal and 'Tritiya' stands for 'third lunar day'. 

Akshaya Tritiya 2022


Akshaya Tritiya 2022


This year Akshaya Tritiya falls on Tuesday, May 3, 2022.
Tritiya tithi begins on May 3, 2022, at 05:18 AM
Tritiya tithi ends on May 4, 2022, at 07:32 AM

Significance of Akshaya Tritiya


People take a head bath on this day and clean the house to perform poojas. They perform poojas to Lord Vishnu and Goddess Lakshmi. Some people perform Lakshmi kubera homa on this day. It is good to worship Lakshmi Kubera the God of wealth on this day. People clean the house and light the lamp in pooja room then they light agarbathis and sambranis to fill the house with good fragrance. The symbol of purity is white so people wear white costumes, jasmine flowers and also do pal payasam.

How to celebrate Akshaya Tritiya


According to the hindu scripture each and every individual should celebrate the day by doing the following things to bring peace, prosperity and happiness:

• One can donate money, food or clothes to any orphanage

• Buy food and donate to the poor.

• Donate money for temples or educational institutions.

• Auspicious day to begin any new venture. 

• Buy gold and silver ornaments, if you cannot buy in sovereigns atleast buy in grams.

• Buy your monthly provisions

Wednesday, April 8, 2020

April 2020 Auspicious dates Lucky dates 2020 April festival dates Muhurtham Rahu Kalam Yamagandam

Everyone would like to start an important function on an auspicious day. Some of they would tend to start a new occasion on a lucky and auspicious date and time. Below you can find the list of auspicious days and lucky numbers for April 2020. This would be useful for those starting a new business, fixing an important function etc. 

Auspicious days in April 2020

01 Wednesday - April Fool's Day , Durga Ashtami Vrat , Financial Year Start , Budh Ashtami                                         Vrat, Ashoka Ashtami
02 Thursday -  Ram Navami , Swaminarayan Jayanti , Mahatara Jayanti
04 Saturday -  Kamada Ekadashi
05 Sunday -  Babu Jagjivan Rams Birthday , Palm Sunday , Pradosh Vrat
06 Monday -  Mahavir Jayanti
07 Tuesday -  Purnima Vrat , Sri Satyanarayan Puja , Shri Satyanarayan Vrat , World Health Day
08 Wednesday - Hanuman Jayanthi , Purnima
09 Thursday -  Maundy Thursday
10 Friday - Good Friday
11 Saturday -  Sankashti Chaturthi
12 Sunday -  Easter
13 Monday -  Mesha Sankranthi , Baisakhi , Bengali New Year
14 Tuesday -  Tamil New Year, Ambedkar's Birthday , Kalashtami
18 Saturday -  Varuthini Ekadashi , Vallabhacharya Jayanti
20 Monday -  Pradosh Vrat , Som Pradosh Vrat
21 Tuesday -  Masik Shivaratri
22 Wednesday - Earth Day , Amavasya
24 Friday -  Ramadan Fasting Starts , Chandra Darshan
25 Saturday -  Parashurama Jayanti
26 Sun Akshaya Tritiya , Matangi Jayanti , Rohini Vrat
27 Mon Somvar Vrat , Vinayaga Chaturthi
28 Tue Surdas Jayanti , Shasti
30 Thu Ganga Saptami

Lucky numbers in April 2020

     Date                 Day         Lucky Numbers
01-04-2020 Wednesday 9 1 5 4
02-04-2020 Thursday  5 3 7 4
03-04-2020 Friday         2 3 6 7
04-04-2020 Saturday         3 4 8 4
05-04-2020 Sunday         4 5 1 6
06-04-2020 Monday         5 6 2 9
07-04-2020 Tuesday         6 7 9 3
08-04-2020 Wednesday      7 8 5 2
09-04-2020 Thursday         8 9 3 4
10-04-2020 Friday         9 1 6 7
11-04-2020 Saturday         1 2 8 4
12-04-2020 Sunday         2 3 1 4
13-04-2020 Monday         3 4 2 7
14-04-2020 Tuesday         4 5 9 3
15-04-2020 Wednesday 5 6 2 7
16-04-2020 Thursday         6 7 3 9
17-04-2020 Friday         7 8 6 3
18-04-2020 Saturday         8 9 2 4
19-04-2020 Sunday         9 1 4 3
20-04-2020 Monday         1 2 7 5
21-04-2020 Tuesday         2 3 9 6
22-04-2020 Wednesday 3 4 5 7
23-04-2020 Thursday   4 5 3 2
24-04-2020 Friday         5 6 7 1
25-04-2020 Saturday         6 7 8 4
26-04-2020 Sunday         7 8 1 5
27-04-2020 Monday         8 9 2 7
28-04-2020 Tuesday         9 1 3 6
29-04-2020 Wednesday 1 2 5 7
30-04-2020 Thursday         2 3 6 4


Muhurtham Days in April 2020

09-Apr-2020 - Thursday, Muhurtham

17-Apr-2020 - Friday, Muhurtham

26-Apr-2020 - Sunday, Subha Muhurtham

27-Apr-2020 - Monday, Subha Muhurtham

29-Apr-2020 - Wednesday, Subha Muhurtham


Pournami/Amavasai in April 2020

08-Apr-2020 - Wednesday, Pournami

23-Apr-2020 - Thursday, Amavasai

Rahu Kalam Yamagandam in April 2020

Day: Sunday
Rahu Kalam: 16:30-18:00
Vela Gulik Kalam: 15:00-16:30
Yamgandam: 12:00-13:30

Day:  Monday
Rahu Kalam: 07:30-09:00
Vela Gulik Kalam: 13:30-15:00
Yamgandam: 10:30-12:00

Day: Tuesday
Rahu Kalam: 15:00-16:30
Vela Gulik Kalam: 12:00-13:30
Yamgandam: 09:00-10:30

Day: Wednesday
Rahu Kalam: 12:00-13:30
Vela Gulik Kalam: 10:30-12:00
Yamgandam: 07:30-09:00

Day: Thursday
Rahu Kalam: 13:30-15:00
Vela Gulik Kalam: 09:00-10:30
Yamgandam: 06:00-07:30

Day: Friday
Rahu Kalam: 10:30-12:00
Vela Gulik Kalam: 07:30-09:00
Yamgandam: 15:00-16:30

Day: Saturday
Rahu Kalam: 09:00-10:30
Vela Gulik Kalam: 06:00-07:30
Yamgandam: 13:30-15:00